6. Tokenomics

6.1 Token Utility & Use Cases

The NEXFI token sits at the core of our ecosystem, driving value and aligning incentives across every stakeholder:

  • Fee Discounts: Holders who pay transaction and card fees with NEXFI receive up to 50% off standard rates. This immediately boosts adoption and encourages token use in day-to-day transfers.

  • Staking Rewards: By locking NEXFI for fixed terms (30, 90, or 180 days), users can earn up to 12% APY. Rewards compound monthly and are paid directly into the staker’s wallet, transforming passive holdings into a reliable yield stream.

  • Governance Rights: Every NEXFI token you hold equals one vote in the NexFi DAO. Token-holders can propose and vote on platform upgrades, fee-structure changes, new currency corridors, and strategic partnerships—ensuring the product roadmap reflects community priorities.

  • Exclusive Airdrops & NFTs: Early adopters and active governance participants unlock periodic airdrops of bonus tokens and limited-edition NFT badges. These digital collectibles confer perks such as priority card shipping, access to closed beta features, and enhanced staking yields.

Together, these utilities foster long-term holding, active community engagement, and a self-reinforcing flywheel of growth and value capture.


6.2 Supply & Distribution

NexFi’s total fixed supply of 10,000,000,000,000 NEXFI is allocated to balance community incentives, operational needs, and long-term sustainability:

Ecosystem & User Incentives – 35% Rewards for users, staking participants, referral programs, and ecosystem contributors to drive organic adoption.

Treasury & Protocol Development – 25% Reserved for infrastructure development, security, compliance, operations, and long-term sustainability.

Team & Core Contributors – 15% Subject to long-term vesting schedules to ensure alignment with the project’s long-term vision and execution.

Strategic Partners & Advisors – 10% Allocated to partners providing strategic value, integrations, and ecosystem expansion.

Liquidity & Market Support – 10% Used to ensure stable liquidity, efficient trading, and orderly market conditions.

Community & Marketing – 5% Supports community growth, education, and ecosystem awareness initiatives.

NexFi Token Allocation with Vesting Schedule

Category
% of Total Supply
TGE Unlock %
Cliff (Months) Linear Vesting (Months)
Description

Ecosystem & User Incentives

35%

0%

0

Gradual / Project Driven Rewards for users, staking participants, referral programs, and ecosystem contributors to drive organic adoption.

Treasury & Protocol Development

25%

0%

0

DAO Locked Reserved for infrastructure development, security, compliance, operations, and long-term sustainability.

Team & Core Contributors

15%

0%

6

24 Subject to long-term vesting schedules to ensure alignment with the project’s long-term vision and execution.

Strategic Partners & Advisors

10%

0%

3

12 Allocated to partners providing strategic value, integrations, and ecosystem expansion.

Liquidity & Market Support

10%

50%

0

3 Used to ensure stable liquidity, efficient trading, and orderly market conditions.

Community & Marketing

5%

0%

0

Gradual / Project Driven Supports community growth, education, and ecosystem awareness initiatives.

This structure ensures sufficient liquidity and rewards from day one, while protecting long-term project stability through staggered vesting and community-controlled reserves.



6.3 Staking & Governance Model

Our dual staking–governance framework turns token-holders into active participants:

  1. Staking Tiers & APY:

    • 30-day lock: 6% APY

    • 90-day lock: 9% APY

    • 180-day lock: 12% APY Rewards distribute monthly, compounding automatically.

  2. Governance Mechanics:

    • Proposal Submission: Any holder with ≥0.1% of total supply may submit a proposal.

    • Voting Period: Open for 7 days; decisions require a 5% quorum (i.e., 5% of total supply voting).

    • Anti-Sybil Controls: On-chain identity checks and quadratic voting weight adjustments ensure fair representation, limiting undue influence by large holders.

  3. DAO Treasury Management:

    • Treasury funds (25% allocation) finance bounties, ecosystem grants, and operational costs—decided by token-holder votes.

    • Quarterly audits and transparent on-chain reporting maintain accountability.

By integrating staking incentives with a robust governance process, NexFi cultivates a community-driven platform that evolves in step with its users’ needs.

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