3. Market Opportunity

3.1 Global Remittance Market Size

Cross-border remittances exceed $700 billion annually, growing at 5–7% year-over-year, with digital alternatives still capturing less than 10% of volume.

3.2 Pain Points in B2C & B2B Payments

Freelancers, expatriates, SMBs, and import/export firms all face the same trifecta: high fees, slow turns, and limited transparency, creating an opening for next-gen rails.

3.3 Crypto & DeFi Trends

Over $2 trillion in on-chain value and 60 million global crypto users illustrate strong demand for programmable finance—yet most existing DeFi rails lack fiat on-ramps and compliance.