6. Tokenomics
6.1 Token Utility & Use Cases
The NEXFI token sits at the core of our ecosystem, driving value and aligning incentives across every stakeholder:
Fee Discounts: Holders who pay transaction and card fees with NEXFI receive up to 50% off standard rates. This immediately boosts adoption and encourages token use in day-to-day transfers.
Staking Rewards: By locking NEXFI for fixed terms (30, 90, or 180 days), users can earn up to 12% APY. Rewards compound monthly and are paid directly into the staker’s wallet, transforming passive holdings into a reliable yield stream.
Governance Rights: Every NEXFI token you hold equals one vote in the NexFi DAO. Token-holders can propose and vote on platform upgrades, fee-structure changes, new currency corridors, and strategic partnerships—ensuring the product roadmap reflects community priorities.
Exclusive Airdrops & NFTs: Early adopters and active governance participants unlock periodic airdrops of bonus tokens and limited-edition NFT badges. These digital collectibles confer perks such as priority card shipping, access to closed beta features, and enhanced staking yields.
Together, these utilities foster long-term holding, active community engagement, and a self-reinforcing flywheel of growth and value capture.
6.2 Supply & Distribution
NexFi’s total fixed supply of 1,000,000,000 NEXFI is allocated to balance community incentives, operational needs, and long-term sustainability:
Public Sale
10%
100,000,000
100% at Token Generation Event (TGE)
Private Sale
10%
100,000,000
10% at TGE, 90% linear over 12 months
Team & Advisors
15%
150,000,000
6-month cliff, then linear over 24 months
Ecosystem & Rewards
20%
200,000,000
Gradual distribution across staking & airdrops
Liquidity
10%
100,000,000
50% at TGE, 50% unlocked over 3 months
Treasury
25%
250,000,000
Locked and managed by DAO
Partnerships
10%
100,000,000
3-month cliff, then linear over 12 months
Total
100%
1,000M
This structure ensures sufficient liquidity and rewards from day one, while protecting long-term project stability through staggered vesting and community-controlled reserves.
6.3 Vesting & Unlock Schedule
To align incentives and prevent market flooding, we’ve implemented a rigorous vesting regimen:
Team & Advisors (15%): Tokens are locked for an initial 6-month cliff, after which they vest linearly over 18 months. This schedule guarantees the core team remains committed to NexFi’s growth.
Private Sale (10%): Early investors receive 10% immediately at TGE, with the remaining 90% releasing linearly over 12 months. This balances early funding needs with market stability.
Liquidity Pool (10%): 50% of these tokens seed DEX and CEX pools at TGE; the remaining 50% unlocks over 3 months to support ongoing trading depth.
Ecosystem & Rewards (20%): Deployed gradually to reward staking, referrals, and community initiatives—ensuring a sustainable incentive model without large token dumps.
All other allocations (Public Sale, Partnerships, Treasury) follow similarly phased approaches, with detailed timetables published in Appendix B.
6.4 Staking & Governance Model
Our dual staking–governance framework turns token-holders into active participants:
Staking Tiers & APY:
30-day lock: 6% APY
90-day lock: 9% APY
180-day lock: 12% APY Rewards distribute monthly, compounding automatically.
Governance Mechanics:
Proposal Submission: Any holder with ≥0.1% of total supply may submit a proposal.
Voting Period: Open for 7 days; decisions require a 5% quorum (i.e., 5% of total supply voting).
Anti-Sybil Controls: On-chain identity checks and quadratic voting weight adjustments ensure fair representation, limiting undue influence by large holders.
DAO Treasury Management:
Treasury funds (25% allocation) finance bounties, ecosystem grants, and operational costs—decided by token-holder votes.
Quarterly audits and transparent on-chain reporting maintain accountability.
By integrating staking incentives with a robust governance process, NexFi cultivates a community-driven platform that evolves in step with its users’ needs.
Last updated