8. Roadmap
8.1 Phase 1: Private Beta (Q3 2025)
Objective: Validate core product with power users, collect feedback, and harden our platform before public rollout.
Key Deliverables:
Multi-Currency Wallet: Deploy support for 35+ fiat currencies in-app. Enable users to open, hold, and view balances in multiple ledgers.
Virtual Card Issuance: Instantly generate virtual Mastercard/Visa cards linked to any currency balance. Test transaction flows in sandbox and live environments.
Token Sale Whitelist: Open token-sale registration for private beta participants. Secure at least 5,000 committed addresses for our private round.
Instant P2P Transfers: Roll out zero-fee wallet-to-wallet transfers with sub-second settlement in testnet and select live corridors.
Milestones & Metrics:
Onboard 5,000 beta users.
Achieve 99.9% uptime on wallet and transfers services.
Collect 500+ feedback tickets with an average satisfaction score ≥ 4.5/5.
8.2 Phase 2: Public Launch (Q4 2025)
Objective: Open NexFi to the general public, activate physical card issuance, and onboard mainstream users.
Key Deliverables:
Physical Smart Cards: Manufacture and ship contactless NexFi cards to users’ addresses in key launch markets.
Fiat On/Off-Ramps: Integrate with credit/debit rails (via Railsr, Airwallex) to allow direct bank top-ups and withdrawals in local currencies.
Staking Module: Release in-app staking dashboard where users lock NEXFI tokens to earn up to 12% APY.
Expanded Currencies: Add 10 more fiat pairs, reaching a total of 45+ currencies and covering 90% of global remittance corridors.
Milestones & Metrics:
Issue 20,000 physical cards.
Process $50 million+ in fiat on-ramps/off-ramps.
Reach 50,000 total users with > 75% monthly active rate.
8.3 Phase 3: Expansion (2026+)
Objective: Transform NexFi into a full‐featured Web3 finance hub for both retail and enterprise customers.
Key Deliverables:
DeFi Integrations: Embed token swaps and liquidity-pool access (via PancakeSwap/Uniswap APIs) directly in the app.
Business Accounts: Launch multi‐user corporate wallets with batch payments, invoicing, and advanced KYC tiers.
NFT ID/Passport: Offer NFT-based identity passports that store verified credentials (e.g., KYC tier, loyalty NFT badges) on-chain.
Credit Lines: Introduce microcredit and credit-line products backed by on-chain collateral and dynamic risk scoring.
Milestones & Metrics:
Enable $100 million+ in on-chain DeFi volume.
Onboard 5,000 business customers.
Mint 10,000 identity NFTs and 50,000 loyalty badges.
Extend $10 million+ in decentralized credit lines.
This phased approach ensures we deliver a rock-solid core experience before layering on advanced Web3 features—driving trust, usability, and long-term growth.
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